Atlanta real estate-Atlanta homes-Atlanta property

Executive Home in Monroe on Two beautiful acres

This four bedroom and three bath home is loaded with upgrades in this exclusive established neighborhood. This home sits on a two acre lot  that is professionally landscaped. There is a finished terrace level that includes a media/recreation room, 4th bedroom or family room. There is a full bath and office. Mail level has a formal dining room with fireplace and a gourmet kitchen, vaulted great room, 3 large bedrooms and a relaxing covered porch across the back. This would be perfect for entertaining or enjoying a relaxing day.

This new listing won't last long, so give us a call at 678-808-1372. 

Save Save Save 1st Time Homebuyers

Now is the time to make a decision to buy your first home. The government has just announced a Tax Credit up to $7500 for 1st time homebuyers. Any time you can save money on taxes, is good.

For more information, please go to federal housing tax credit for more information. Just call me and I will be glad to help you find your first home. Remember, a first time homebuyer is defined as a person who has not owned real estate in the past three years.

I'd love to help you. 678-808-1372

Debra

Here are 5 Common Mistakes that First-Time Homebuyers make in the Atlanta Area

1. They don't ask enough questions of their Atlanta lender and end up losing a great property and a good deal.

2. They don't act quickly enough to make  a decision and someone else buys the house. It is now and always has been, the best houses sell fast, even in our current market.

3. They don't find the right agent who's willing to help them through the homebuying process. Ask me more about how I work with my clients.

4. They don't do enough to make the offer look appealing to a seller. Your agent can help with that.

5. They don't think about RESALE before they buy. The average first-time homebuyer in the Atlanta area, only stays in a house for four years. It will be important that you buy a home you will be able to sell when you want to move up.

8 Steps to Getting Your Finances in Order

1. Develop a family budget. Instead of budgeting what you'd like to spend, use receipts to create a budget for what you actually spent over the last six months. One advantage of this approach is that it factors in unexpected expenses such as car repairs, illnesses, etc., as well as predictable costs such as rent. This will also  help you after you purchase your Atlanta home.

2. Reduce your debt. Generally speaking, lenders look for a total debt load of no more than 36 percent of income. Since this figure includes your mortgage, which typically ranges between 25 and 28 percent of income, you need to get the rest of your installment debt-car loans, student loans, revolving balances on credit cards-down to between 8 and 10 percent of your total income.

3. Get a handle on expenses. You probably know how much you spend on rent and utilities, but little expenses add up. Try writing down everything you spend for one month. You'll probably see some great ways to save.

4. Increase your income. It may be necessary to take on a second, part-time job to get your income at a high enough level to qualify for the home you want.

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Yesterday, I gave you some reasons to use a Realtor for your Atlanta real estate buying and selling. When I talk to potential clients, I always tell them to find someone they can talk with about their goals and dreams. It is very important the agent will listen to you and have your interests in mind. You should find an agent that believes in sharing information and educating you throughout the process. You should feel comfortable asking any questions you want and know the agent wants the process to be as easy as possible for you.

Here are the dozen more reasons for you to consider a realtor.

1. Your Atlanta realtor can help you determine your buying power and help you find a lender for your financing.
2. Your Atlanta realtor has many resources to assist in your home search.
3. Your Atlanta realtor can assist in the selection process by providing objective information about the property.
4. Your Atlanta realtor can help you negotiate the best deal.
5. Your Atlanta realtor provides due diligence during the evaluation of the property.
6. Your Atlanta realtor can help you in understanding different financing options.
7. Your Atlanta realtor can give you up-to-date information on what is happening in the marketplace and the price, terms and condition of competing properties.
8. Your Atlanta realtor markets your property to other real estate agents and the public.
9. Your Atlanta realtor can guide you through the closing process and make sure everything flows together smoothly.
10. Your Atlanta realtor will know when, where and how to advertise your property.
11. Your Atlanta realtor can help you objectively evaluate every buyer's proposal without compromising your marketing position.
12. Your Atlanta realtor can help close the sale of your property.

What are your real estate goals? I am an Atlanta realtor and would like to help you reach them.